Fidelity Pulse
AI-powered credit scoring for international BFSI institutions - faster, more granular, cloud-delivered from India's international financial hub.
The Credit Scoring Gap
Traditional credit scoring models lack the granularity needed for cross-border and emerging market exposure. Financial institutions evaluating international portfolios need credit risk assessment that accounts for diverse regulatory environments, varying data availability, and complex counterparty structures - without building the infrastructure in-house.
What Fidelity Pulse Delivers
Multi-Parameter Scoring
Credit scores derived from comprehensive parameter sets covering financial, operational, and market data. Not a single-model output - a multi-dimensional assessment.
Cross-Border Coverage
Scoring models calibrated for international portfolios spanning Europe, US, and emerging markets. Regulatory context built into the methodology.
Cloud-Delivered
Fully cloud-hosted platform accessible from anywhere. No on-premise infrastructure required. Scores delivered via API or dashboard.
Real-Time Updates
Scores updated as underlying data changes - not on a monthly or quarterly cycle. Continuous monitoring for portfolio risk management.
Custom Calibration
Scoring models can be calibrated to your institution's specific risk appetite, regulatory requirements, and portfolio composition.
Audit-Ready Output
Full scoring methodology documentation and audit trail provided. Regulatory examination-ready from day one.
From Data to Credit Scores
Data Ingestion
Financial, operational, and market data collected from multiple sources.
AI Processing
Multi-parameter scoring engine analyses data against calibrated models.
Score Delivery
Credit scores delivered via cloud dashboard or API integration.
Continuous Monitoring
Scores update in real-time as underlying data changes.
Built for International BFSI
Asset Management Companies
AMCs evaluating credit risk across international fixed income portfolios need granular scoring that accounts for cross-border regulatory differences and varying data quality.
Banks & FIIs
Banks and financial institutions managing counterparty exposure across multiple geographies require continuous credit monitoring beyond quarterly reviews.
Fund Administrators
Fund administrators providing credit risk reporting to investors need reliable, audit-ready scoring that can be integrated into existing reporting workflows.
The SmartCloud Difference
IFSCA-Regulated Entity
Operate with an authorized FinTech entity - not an offshore vendor. Regulatory credibility built in.
20+ Years of BFSI Depth
Backed by Decimal Point Analytics - two decades of serving 100+ financial institutions globally.
Cloud-Native Architecture
Built for the cloud from day one. No legacy constraints. Scalable, secure, and always available.